SWallet Privacy Policy

1. Introduction

Welcome to SWallet. We value your privacy and are committed to protecting your personal data. This Privacy Policy explains how SWallet ("we", "our", or "us") collects, uses, and safeguards your information when you use our digital wallet platform and related services.

Please note that while SWallet operates as a shared wallet ecosystem interconnected with other applications (such as SkillEra), this Privacy Policy applies strictly to your use of the SWallet platform.

2. Information We Collect

• Account Information: Name, email address, phone number, and unique user identifiers.
• Financial Data: Transaction history, ledger entries, wallet balances, and UPI IDs for withdrawal processing.
• Device & Usage Data: IP addresses, browser types, and interaction metrics within the SWallet app.

3. How We Use Your Information

We use the collected information for the following purposes:

• To process deposits, peer-to-peer transfers, and withdrawal requests securely.
• To maintain accurate ledger records and ensure the integrity of your unified wallet balance.
• To communicate with you regarding your account, transactions, and critical security alerts.
• To prevent fraud, unauthorized access, and comply with legal or regulatory obligations.

4. Data Sharing & Security

Your balance and transaction state are shared securely across connected platforms within our ecosystem to provide a seamless experience. However, we do not sell or rent your personal information to third parties. We employ industry-standard encryption, secure databases (via Firebase), and strict access controls to protect your data from unauthorized access or breaches.

5. Your Rights

You have the right to access, correct, or request the deletion of your personal data. If you have any questions or wish to exercise these rights, please contact our support team.